PERSONAL FINANCE 12E offers a practical, student-friendly introduction to personal financial management. Using a structured, step-by-step. Personal Finance: Economics Books @ by E. Thomas Garman (Author), Raymond Forgue (Author). out of 5 stars Personal Finance: Economics Books @ by E. Thomas Garman (Author), Raymond Forgue (Author). out of 5 stars 37 . This item:Personal Finance by E. Thomas Garman Hardcover $ Only 13 left in.

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Personal Finance

This book’s tone is incredibly arrogant. They present all ideas as facts and don’t support their conclusions with reasoning or sources.

You are fortunate to be reading this book as it provides prudent guidance for every step of the way. Such as ‘reasonable requests can be repeatedly denied and bogged down in bureaucracy: Tone aside, I also found that discussions became distracted and too detailed for a smooth read. I wish my class was using a different text.

Author of 40 book’s and academic research articles, Garman directed several award-winning research studies that link the financial fortunes of employers with the financial health of their employees. Research consistently shows that decreasing employee financial distress and improving personal financial well-being creates better workers.


Garman’s research has been the most cited in the field for over 20 years.

Personal Finance – E. Thomas Garman, Raymond Forgue – Google Books

He corgue worked for a U. Raymond Forgue retired after 28 years as an associate professor in the Department of Family Studies at the University of Kentucky. He served as chair of the department and acting dean of the College of Human Environmental Sciences. Forgue taught various courses in consumer studies, personal finance, and insurance. Since retirement he has continued financce write and consult on personal finance education training for the Accredited Financial Counselor certification program, AARP, and other organizations.

Personal Finance by E. Thomas Garman

Account Options Sign in. Using a structured, step-by-step approach, this market-leading text helps students learn how to save and invest, manage student loans, file taxes, decrease credit card debt, and plan for the future. My library Help Advanced Book Search. Thomas GarmanRaymond Forgue. Real-life scenarios, covering a wide range of financial challenges, enable students to appreciate the relevance of key concepts, and useful advice from personal finance experts helps them apply those concepts in their own lives.


Many math-based examples also clearly illustrate the critical importance of achieving long-term financial goals through investing.

Building on the success of previous editions, the new Eleventh Edition continues to engage students’ and focus their attention on the critical concepts they need to succeed in class and to manage their finances wisely gzrman a lifetime.

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User Review – Flag as inappropriate This book’s tone is incredibly arrogant. Selected pages Title Page. Finxnce and Asset Protection. Retirement and Estate Planning.

Other editions – View all Personal Finance E. Thomas GarmanRaymond Forgue Limited preview –

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